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Clarkson reserves the right to amend or terminate with respect to all participating classes, retired or otherwise, any benefit plan or insurance coverage described in this section. This includes the right to change the terms of participation and coverage, the cost of any coverage and the percentage of the cost that the University pays. Subject to applicable bargaining agreement, the termination of any benefit plan or insurance coverage described in this section does not require prior notice to consult with or consent from you, your dependents or beneficiaries.

This is a summary of Benefits and is intended to be accurate. However, insurance policies may serve as the plan documents which contain all specific provisions. In the event of discrepancies, official documents will govern. Copies of plan documents may be obtained on the on-line benefits site, SMARTBEN.com, or from the Human Resources Department.

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